And you’ve also landed on the perfect time to get it, because for a limited time, you can get it with a sign-up bonus for the first time ever. If those options don’t sound appealing to you and you’d rather just start getting cash back in your pocket every month without thinking too much about it, you’ve probably landed on the perfect card. But to pull that off, you’ll either need to do a lot of homework to understand how flexible travel points work, pay a high annual fee for a credit card or both. There are also better credit cards if you’re looking for luxurious travel perks like a free trip around the world in first class. You can get more bang for your buck with other cards, especially if you regularly spend a lot of money in certain categories where other credit cards offer bonus rewards, which would offset getting a lower return on the rest of your everyday spending with that card. Plus, it has absolutely no annual fee, ever, which means it’s basically a card you can stick in your purse or wallet and never have to worry about.ĭoes that make the Citi Double Cash the most valuable credit card on the market? Not necessarily. Yet you won’t be left behind when it comes to rewards, because the Citi Double Cash always earns a market-leading 2% rate on everything you buy - 1% when you make a purchase, and another 1% when you pay it off. Simple to understand, simple to use, simple to redeem its cash back. That’s what we love about the Citi Double Cash credit card, and why we’ve even chosen it as CNN Underscored’s “benchmark” credit card. Even the words used to describe credit cards sound like gobbledygook: bonus categories, introductory rates, APR, annual fees, flexible points, transfer ratios, secondary auto coverage… Do you have to have a doctorate in economics to understand these things? So many features, so much to think about. Learn more and apply now for the Citi Double Cash.ĭigging into the Citi Double Cash credit cardĬredit cards are confusing. No travel or luxury perks and minimal purchase protections.īest for: People who want to automatically earn cash back on everything they buy without thinking about it.
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